What do you all think about health insurance for your ponies? I am sending in the paperwork this week and am curious what companies you use. I am using great American and I had looked into Markel. The company I am going with will exclude his heart but everything else is included. He will be covered for up to 10,000 which would at least get him colic surgery. It might not cover a complicated colic surgery but honestly I wouldn't opt put him through that if they got in and found necrotic bowel. The deductible is reasonable and so is the annual fee when you consider the odds of him getting an expensive injury at some point. Sometimes I wonder what bres life would have been like had I been able to afford enough tests to pinpoint her lameness. I don't want to wonder this time around.
Ill cross my fingers nothing happens but ill be sleeping better once that paperwork is filed.
I have not insured my horses. I have looked into it and it is very expensive here. It's a worry but if I needed to come up with an needed surgery I could do it.
ReplyDeleteAdventures of Lucy has this great post about horse insurance you should go read if you haven't!
ReplyDeleteRoz has never been insured but my next horse will be. I will be interested to hear more about your experience with horse insurance.
ReplyDeleteAs I said on your last post I don't know anything about it, so I'm glad you asked. I'm hoping I can learn something too!
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